Branch Manager job at Housing Finance Bank

About the Organization

First incorporated as a private limited company in 1967 as Housing Finance Company Uganda Limited, carrying out business as a non-banking credit institution providing mortgage finance and also accepting savings deposits from the public. We became licensed and regulated by Bank of Uganda as a commercial Bank in 2007 to carry on business of a banking under the Financial Institutions Act and changed into a public limited liability company known as Housing Finance Bank Limited.

Job Description

The Branch Manager – Mbarara will implement the branch distribution & optimization strategy in line with Business growth & development, risk management, customer experience, Digital transformation, staff engagement & financial performance objectives

Duties and Responsibilities

Develop strategies to grow the branch‘s Liability base and asset portfolios in line with the Bank’s strategy
Monitor the achievement of customer service rating in accordance with the bank set standards
Monitor and implement compliance of credit risk framework to keep portfolio asset quality within acceptable levels
Implement branch internal controls and procedures in line with the bank policy
Plan and coordinate the budgeting processes of the branch, monitor monthly performance of the budget, and initiate corrective action in case of any variances
Review, coordinate, monitor and authorize all the processes of opening, reactivation, adjustment, transfer, and closure of all accounts in line with bank policies/procedures, KYC guidelines, CRB and money laundering guidelines.
Conduct field visits and carry out the verification of loans to improve branch portfolio quality
Produce branch performance reports and present them to all stake holders for review in accordance to set standards.
Plan, review and monitor staff development and performance initiatives for branch staff in line with existing Human Resource policies.

Financial Responsibility

Develop strategies to grow the branch ‘s Liability base and Asset portfolios in line with the Bank’s strategy
Cost management to optimize profitability at the branches

Qualification, Experiences and Competencies

Education and Training

An Honours degree in business or related field from a recognized University.
Post-graduate qualifications / Professional Course in relevant discipline would be an added advantage.

Skills & Experience

Minimum of 5 years progressive experience in business growth and Branch operations, as well as progressive experience in credit
Sound Understanding of laws and regulations relating to lending in Financial Institutions.
High level of analytics and Business Intelligence to conduct an analysis on the market trends
Leadership skill, one should have managed a team before

Business Behaviours

Computer Literacy
Credit analysis
Marketing and Sales
Relationship management
Must have Collaboration Skills to build relationships and manage conflicts.

How to Apply

All suitably qualified and interested candidates should submit their applications with a recent CV, copies of all academic transcripts, certificates and testimonials, daytime telephone contact, postal and email address and three competent referees to:
Chief Human Resources Officer,
Housing Finance Bank,
Investment House
Plot 4 Wampewo Avenue, Kololo
Please take note that all applications should be sent by email to Recruitment@housingfinance.co.ug
DO NOT HAND DELIVER YOUR APPLICATION.
Any form of canvassing will lead to automatic disqualification.
To be eligible to apply, you must have held your substantive position for at least two (2) years and have a consistent satisfactory performance with no disciplinary record over the immediate consecutive past one year
Guidelines for submitting Documents
Ensure that all your documents are scanned and submitted in 1 single batch using the following order:
• Application letter
• Curriculum Vitae (CV)
• Academic Documents and Certificates
• The maximum document size is 10 MB.
• Please indicate the name of the position you are applying for in the subject.