Credit Officers Micro Loans job at Asaak Financial Services
About the Organization
Asaak strives toward unlocking the economic potential of marginalized small and medium business owners. By bringing together a team of individuals with a wide range of backgrounds and a passion for fintech, Asaak is equipping business owners and journeying with them to their bigger dream.
Job Description
Asaak strives toward unlocking the economic potential of marginalized small and medium business owners by bringing together a team of individuals with a wide range of backgrounds and a passion for fintech. Asaak is equipping business owners and journeying with them to their bigger dream.
In this regard, Asaak is seeking the services of an experienced, talented, knowledgeable and enthusiastic professional to become part of its team as indicated below:
Job Purpose:
The Credit Officer Micro Loans will mobilize, appraise, disburse, monitor, and recover loans within their portfolio in line with the credit policies, procedures, and set targets.
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Duties and Responsibilities
The employee’s duties and responsibilities shall include but not be limited to:
Mobilize and sensitize customers about Asaak loan products and other services in line with set targets.
Present loan project proposals to the loan committee for decision-making and give feedback to applicants in line with the lending policy and procedures of Asaak.
Conduct a loan appraisal exercise in line with the lending policy of Asaak.
Monitor & evaluate loan performance in line with disbursement terms and conditions
Initiate recovery actions for loans in default in line with loan policy guidelines and procedures.
Organize focus group meetings with clients in order to get feedback on how to improve Asaak services.
Preparing reports regarding delinquencies, collections, or any other reports that are required by Management.
Perform all other duties as assigned by the supervisor.
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Qualification, Experiences and Competencies
The job holder requires the following specifications:
Strong communication, interpersonal and analytical skills
Must possess excellent multi-tasking skills and ability.
Ability to work under pressure with minimum supervision
Ability to use a smartphone/computer and Google Applications is an advantage.
Must have a keen eye for detail
Ability to ride a motorcycle and possess a valid riding license with Class A will be an added advantage
Minimum Requirements:
Hold a minimum of a Bachelor’s degree in Business Administration, Marketing, Microfinance or other related field.
Have at least 1 year of working experience in Marketing, Collections, and Managing Credit portfolios
Prior experience as a loan officer is an advantage
Knowledge of Boda Boda financing is a plus.
How to Apply
APPLICATION FOR THIS POSITION MUST BE DONE ONLINE:
Qualified applicants should send via e-mail their complete applications with a cover letter, curriculum vitae, copies of academic credentials and contact information for 3 professional references by Thursday 8th August 2024 by 5:00 pm addressed to
The HR & Administration office
Asaak Financial Services
careers@asaak.co
While we thank all applicants for showing interest, only short-listed candidates will be contacted for interviews.
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