Universal Banker Maker job at Standard Chartered
About the Organization
Standard Chartered plc is a British multinational bank with operations in consumer, corporate and institutional banking, and treasury services. Despite being headquartered in the United Kingdom, it does not conduct retail banking in the UK, and around 90% of its profits come from Asia, Africa, and the Middle East.
Job Description
Process all daily counter transactions for cash /cheque deposit, withdrawals to all accounts (involving cash, cheques inter-account transfers, cashier orders, currency exchange and other wealth management products as per delegated authority given.
Duties and Responsibilities
Processes*
OPERATIONAL
Process all daily counter transactions for cash /cheque deposit, withdrawals to all accounts (involving cash, cheques inter-account transfers, cashier orders, currency exchange and other wealth management products as per delegated authority given.
Encash cheques and others related instruments as per delegated authority given.
Provide Custodianship role as an alternate custodian in Vault.
Process entries for Vault as per stipulated policy guidelines.
Process credits and debits to customer’s accounts in line with the customer instructions and as per laid down procedures.
Manage cash within floor limit and overnight till limits as per delegated authority letters held
Balance cash against the journal and maintain a record of the same on a daily basis.
Scan instructions for processing
Custodian of blank Float forms issued to teller by the treasury custodians
Online posting/approving of customers’ transactions.
Act as a backup branch Float custodian (If nominated).
Daily reconciliation of cash and GL accounts when not a custodian.
Risk Management*
AML & CDD
Ensure compliance with:
“Guidelines and procedures on “Customer Due Diligence “for account opening and on cross-border account opening referral” issued by group business and operations risk
Controls and procedures on “Customer Due Diligence” introduced to addressed money laundering prevention and compliance risk.
Guidelines for the submission of suspicious transaction reports issued by head of legal & compliance/country money laundering prevention officer.
Customer data protection policy
Ensure that money laundering requirement are followed as follows
Take all reasonable steps to verify the identity of our customers e.g completing the know your customer checklist for all customers
Retain adequate records of identification, account opening and transactions
Adhere to Speak Up Policy
Fully comply with all policies, procedures to achieve satisfactory grades in local and group audits.
Any other duties assigned by the line manager
Regulatory & Business Conduct*
Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders*
Internal
Branch Managers
Branch Operations and Service Manager
Priority Acquisition team, BDEs and RMs
UG TSS (Technical Support Services)
Client Experience Team
BORMS
Qualification, Experiences and Competencies
University graduate or equivalent
Must have undergone Universal Banker training and passed.
Good understanding of transaction process flows and customer services guidelines
Good understanding of the bank’s products
Relevant working experience
Good communication and interpersonal skills
Qualifications
Communication
Analytical
Leadership
Problem solving
Stress Management
Collaboration
Decision Making
How to Apply
APPLICATION FOR THIS POSITION MUST BE DONE ONLINE:
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