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Credit Officer job at Aldelia
Job Description
About the Organization:
The Credit Officer is responsible for assessing the creditworthiness of potential customers, managing credit risk, and maintaining positive relationships with existing clients. They play a critical role in ensuring the financial health of the organization by making informed decisions regarding credit extension and debt management.
ALDELIA is a company specialized in services related to Human Capital and CSR. We mainly provide recruitment services (headhunting) of local workers or expatriates, payrolling management, outsourcing or provision of personnel and technical assistance. We operate in more than 35 countries, mainly in Africa, the Middle East and South America."
Organization:
Duties and Responsibilities
Evaluate the creditworthiness of potential customers by analyzing financial data, credit reports, and other relevant information.
Determine appropriate credit limits, terms, and conditions based on risk assessment and company policies.
Monitor and manage the credit portfolio to minimize risk exposure and maximize profitability.
Review and approve credit applications, ensuring adherence to established credit policies and procedures.
Conduct regular reviews of existing customers' creditworthiness and payment performance.
Initiate collection actions on overdue accounts and work with collection officers to resolve outstanding debts.
Collaborate with sales and customer service teams to address credit-related issues and support business growth.
Prepare and present credit-related reports and recommendations to management.
Stay updated on industry trends, regulatory changes, and best practices in credit management.
Ensure compliance with relevant laws, regulations, and internal policies governing credit operations.
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Aldelia
Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
Proven experience in credit analysis, risk management, or a similar role.
Strong understanding of financial statements, credit scoring models, and risk assessment techniques.
Excellent analytical, decision-making, and problem-solving skills
Proficiency in Microsoft Office applications and credit management software.
Ability to communicate effectively and build relationships with internal and external stakeholders.
Competencies:
Attention to detail and accuracy in data analysis and interpretation.
Strong organizational and time management skills.
Ability to work independently and collaboratively in a dynamic environment.
Customer-focused with a commitment to delivering exceptional service.
Ethical and principled approach to credit management practices.
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Qualifications and Experience
How to Apply:
Deadline for Application
May 15, 2024
APPLICATION FOR THIS POSITION MUST BE DONE ONLINE:
Are you interested? Click the "APPLY" button below to submit your application.
May 15, 2024